IHG® Rewards Club Premium Credit Card 💵 IHG Rewards Credit Card

Hi It’s me michael for men’s finest again . today is less about styling fashion and more about life hacks this
is the gateway to awesomeness let me tell you about it so you may ask what
this thing is and this is just a credit card but it’s not a normal credit card
it’s a platinum black credit card am i bragging?? so that credit card allows you
to collect points loads of loads of points where do you want to use those
points well it’s a credit card from company called IHG
which is the owner of lots of hotels Holiday Inn, Holiday Express, Crowne
Plaza, Intercontinental lots of other brands in the US but what they have got
is a credit card issued by a bank in the UK and in the US and I don’t know if
there is any parts of the Europe that has got that as well but if you are
planning on staying any time soon anywhere in the world and you want to
move your ass from the couch and go and see places this is the best thing you
can think of let me explain so when you normally get a credit card what you have
to do is of course make purchases on it so your credit score goes up and maybe
also like this reward card you get some rewards right simple everyone is with me
on that okay and next time is of course different kinds of rewards some and
company some shops some supermarkets some some moles maybe actually giving
you a store card where you can go in and purchase and get five 10% discount that
kind of thing and of course there is plenty of them
here in the UK as well Tesco, Sainsbury’s all the big store, Morrison’s
all of them doing that kind of sort of credit card discount product credit card
and usually that gives you 5% -10% discount on certain items or you
get something called cashback where you can for instance spend some money and if
you spend up to a certain level you get let’s say hundred pounds cashback a
month but that’s the sort of highest of highest levels usually you’re gonna get
five to ten percent back my lot but this thing is a beast right I have been using
this for a year now put all my expenses through one card now why am I so excited
about this and why I want you to even sort of remotely consider it because
I’ve applied for this card I got it because they are running some crazy APR
, check APR’s if you do not know what that is interest on your credit card so usually
the rate of people who can actually get that card it’s quite high because they
they hoping that you’re gonna stop paying at some point and you’re gonna
you know we paying them interest right so the level of how easily you can get
that card and be accepted on it it’s actually quite high but god damn it
Michael what does it do well it does one very simple thing you collect coins why
the only points for of course I wouldn’t be telling you this is this card wasn’t
worth it you collect points for every pound you
spend you get four points now in order to stay Holiday Inn, Holiday Inn Express,
Crowne Plaza or even five star in to Intercontinental Hotel there is different
tiers and levels of points right so for instance if you start collecting points
let’s say after a week a month or two five months depends on how much you
spend it on it you actually gonna accumulate points so then your account
could have 30, 40, 60, 70, or 150 thousand points
I spent zero amount of dollars or pounds on my last trip with my wife to Boston it was
completely funded by this and the point of it we stayed two nights at the
five-star International Hotel in Boston that was worth at least $600 so now
you’re gonna be wondering where’s the catch well there is none maybe there is
one and the catch is that you have to under no circumstances pay this card of
every month because the interest is ridiculous it’s like 40% interest this
interest of this card is like a payday loan interest even if you think about
getting a card but you cannot rely on yourself don’t don’t get it because you
gonna probably get a huge amount of credit here because they warned you to
start making purchases so you cannot pay them back right that’s how they work but
if you are able to sort of maintain and manage your finances of this is the
greatest thing I’ve discovered since last year it’s just change everything
and don’t worry don’t worry don’t worry don’t worry this has not been sponsored
by IHG or anything like that I’m just telling you what works this works do it
oh and I also mentioned that after using it for a year and accumulating I believe
10,000 pounds of spending 10,000 pounds on this card over the year you actually
gonna get a free night state voucher that again you can use at any location
in the world it could be five-star hotel in flippin Manhattan if you want so do
some of favor if you’ve got a missus or a partner of any sort that you would
like to take on a fantastic journey get yourself clear card like this don’t
tell anyone about it cumulate points and then do them the
best surprise ever take them on a surprise trip and the five-star hotels
all paid by the points that you didn’t actually
have to pay for that how amazing is that do it surprise your loved ones stay

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7 thoughts on “IHG® Rewards Club Premium Credit Card 💵 IHG Rewards Credit Card

  1. 41.5% APR ? Whoa !
    Here in the states we have Truth in Lending Act . https://www.consumerfinance.gov/ask-cfpb/what-is-a-truth-in-lending-disclosure-en-180/ Do you have that over in the UK Some of those fees . Makes you want to head butt them . Boston is awesome . Love the Commons .

  2. Best card to have. £99 a year but got me a free night worth £260.

    P.S. Morrison’s don’t have a credit card.

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