Compound Interest | How Banks Are Giving You Interest | Hindi


Last week we talked about NUT. and i was assuming that everybody knows how to calculate compound interest. But after reading comments. 70% don’t know how to calculate compound interest. I guess we learned compound intererst from 7-8th class. It’s very basic If you deposit money in bank account so the interest you get is compound interest. SO if you don’t know how to calculate this. This is wrong. You should know. Where you are investing , you are supposed to aware how much interest you’ll get. Let’s understand this on white board How to calculate compound interest. Let’s say i gave 1000 to someone , so what will be the value after 1 year. at a interest of 10% 100 rs will be simple interest. So i got 1100rs after 1 year with interest. Next year again i’ll get 100rs interest. But logically Next year i gave them 1100rs right? So 100 won’t be the interest according to 1100rs. 1000 + 100=1100rs So in second year i should get interest at 1100rs not 1000rs. But the bank gave 100rs interest. Logically they should’ve given 110rs. But Bank gave 100rs. That’s why simple interest formula didn’t work after 1 year. Now advanced thing i.e Compound interest. In Compound interest you’re getting 110rs in second year. So in 1 st year you get 100rs Next year you get 110rs. 100 + 10% of 100=110. Means overall you get 110rs. In third year , you get 100 + 10% of 110rs=calculate ;p So if you want to calculate for 10 year then? THis is the formula for compound interest. P=principal amount Like here P=1000 R is rate of interest Rate=10% N=No. of year Now what we calculated here. Here we took the value of n=1,2,3…… It means we are calculating compound interest manually. You’ll see somewhere that 10% compounded annually. means 1,2,3……. If it’s compounded monthly Then you need to calculate in terms of months. Like you are investing somewhere for 5 years So there are 12 months in 1 year 12*5=60 months Calculate the compound interest monthly. Your value n is 60 here. and rate is annual rate Let’s say 12% What we will do rate-12/12(months) So logically rate of interest is 1% monthly. 12/12 That is 1 % of rate of interest. Same formula of compound interest. and then after dividing the denominator with numerator , and then we’ll multiply that with n That’s it. If you still didn’t understand it, tell me in the comments below. i may make an another video I will upload a video today in the evening .It might be controversial. I hope you’ll support me. Okat friends(dosto) , with this, video ends. I hope you liked it. If any doubts , do ask me in the comments below. Like share and do tell me in the comments. Did you know how to calculate compound interest? do tell me If you haven’t seen that NUT video. You can check how do we calculate interest. Here we talked about compound interest. That we invested 1000rs in 1 year. How much will i get after 10 years. But if we are investing 1000 rs every year Interest will keep on increasing. How do we calculate that Whether it’s profitable for you or not? We’ve talked about this in that video NUT Bye Goodnight Goodmorning Goodafternoon whenever you are watching this video.

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91 thoughts on “Compound Interest | How Banks Are Giving You Interest | Hindi

  1. Wow Sir great information. Thanks a lot. Sir i want to know about amway business model. How their business model works? Is it really beneficial? Can u please help me ??

  2. thank you so much sir g ๐Ÿ‘
    samajh nahi ata bhai ap ka kis tarha shukriya ada krun hmne socha nhi tha ki hme hmara teacher kuch is trha milega
    you are my favorite&best teacher ๐Ÿ˜˜ (Adiba)

  3. #asksahilkhanna.. Sir ek video banayo na kitne type ke technical skills hote hai jo hum implement kar sake apne business or startup pe sir please

  4. Bhai g video bhut hi mst h or apne ye bat bilkul shi kahi ki log business krna chahte h or bhut smjdar bnte h jese pta nhi ki kitne bde gyani h or ye tk nhi pta ki compound interest kya hota h or iske lie jimmedar h hmari society or family khte h ki beta job kro business nhi
    Or bhai g video k lie thanks or jo b video aap bnane vale jo ki apne bola h ki controversial ho skti h to don't worry bhai m apke sat hu ap kroo

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  7. Bhai ji ap very jinious ho
    Ap muje sahi advice do
    Ki main kaisz kouna sa startup start karu m waitng sir pls bhai ji

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  10. Sir se uper nikal gya sab kush %&#@*"ยฎยฎยฎยฎยฎโ„…^ยฅโ‚ฌยขโ‚ฌยฅรทยฐยฐร—รทโ€ข~|

  11. pakro sir main 100 rupis rakkha acchaunt main to 4parsent intrest to mera intres har mahine milega ke 1 sal main milega intresrt

  12. India me teacher assume karte hai ki bacho Ko unke tution me pada diya hoga . This might the reason they foOl students

  13. Thank you sir ๐Ÿ™Œ๐Ÿ™Œ๐Ÿ™Œ๐Ÿ™Œ๐Ÿ™Œ๐Ÿ™Œ๐Ÿ™Œ๐Ÿ™Œ๐Ÿ˜ƒ๐Ÿ™Œ๐Ÿ˜ƒ๐Ÿ™Œ๐Ÿ™Œ๐Ÿ™Œ๐Ÿ™Œ

  14. Siri Itna hoshiyar buddhiman log Nahi hai. Ki simple Mathamethical samje, aap enlogo ko kuch parable pysically method samjayiye ta ke aasani se samje compounding interest.anyway thanks.

  15. Your video is good for basic learner. its a good video for those who dont know abc of compounding effect and calculation but Your video is covering only round off figures of years. it will be more fruitful if interest can be calculated in days (for eg if I invested Rs. 10000 on 24.04.2017 and withdrawl on 26.07.2019, then how interest will be calculated). Also, on the same example how to calculate if compunding tenor is quaterly, half yearly or annually then how to calculate.
    It will cover the next level of calculation.

  16. bhai nai ho paa rha, maine 4 lakh liya 5 saal tenure par , 12% rate par aur main har mahine 8900 bhar rha hun. Samajh nai aa rha iska calculation. Please Help !

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