Capital One Platinum Mastercard


Okay so you’re researching the Capital
One platinum card. Duane here with how to build credit TV and in this video
we’re gonna have a look at the Capital One platinum card and what it has to
offer, so that you know what to expect if you’re considering getting this
particular card the Capital One platinum card. But before we get started I have a
quick message. Once again my name is Duane with how to build credit TV. This
channel offers 100% free information about how to go credit, how to get cash
back actual cash money from using credit cards, as well as credit card reviews. We
also talk about everything you need to know about credit whether you’re looking
to establish credit, build credit, rebuild credit or learn more about the FICO
score and how it is comprised so you can increase your credit score. If this
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like this one. So if you’re new here please subscribe. Alright now that we
have all of that out of the way let’s talk a little bit more about the
Capital One Platinum Card. I think that this is a good card to get the capital one
platinum card because it’s not a hard card to get. And if for some reason you
can’t get this particular card with Capital One you could always get the
Capital One secured credit card. I did a video on that I’ll be sure to link that
in the description below and I’ll also put a link at the end of
this video so you can check that out if that’s the car that you need to apply
for. However the Capital One platinum card I think is a really solid card it’s
a card that’s kind of marketed to everyone which i think is a good thing
because of the simple fact that just about anybody can get this card and they
have some pretty good features initially when you get the card. For example you’re
able to get a credit limit increase after five payments after five monthly
payments on time. So I think that’s good because increasing your credit limit is
always a good thing for our credit score and so that’s one of the things that I
like a lot about this the card from Capital One. The fact that
they were gonna give me an automatic credit limit increase. I actually got
this offer in the mail and I was like that’s kind of cool automatic credit
line increase and of course there was no there was no annual fee for the
particular offer that Capital One sent out to me for this particular cadr that
Capital One platinum card. And so I was like okay I definitely want to get this
card. I got this card about four years ago when I was looking to rebuild my
credit. Capital One was one of the first credit cards it was actually the only
credit card at the time that I applied for because I knew that Capital One was
a good Bank and I knew that there were a bank that I wanted to have a
relationship with so I went ahead and applied for this particular card that
I’m doing a video on right now the Capital One Platinum Card. So what we’re
gonna do for this portion of the video is we’re gonna have a look at the
Capital One website and have a look at this particular credit card. The Capital
One Platinum Card so that you know what to expect in case you’re considering
getting this particular card. Give me one second and I’ll see you guys over on my
laptop. Okay so we’re at the website here to have a look at the Capital One
Platinum MasterCard. As you can see here the credit level that’s required for
this card is average. So that means you don’t have to have a really high credit
score to get this card. Also one thing to pay close attention to is the reviews
for this card there are 8, 508 reviews on the card and it’s almost a
complete 5 stars. That’s very huge, that’s something that
you should pay attention to because a lot of people are reviewing this card or
have reviewed this card and they all have in common that it’s a great card. So
if you’re interested in getting this card I would really encourage you to do
your research and probably get started it’s certainly one of the cards that I
used to get me back on track to fix to my credit. This was the first card that I
got like 4 years ago when I was trying to rebuild my credit, so as you can see
here there is no annual fee. The % rate the APR is a variable APR it’s twenty
four point seven four percent at the moment of this video. I’ll go ahead and
put a link down below so that you guys can come straight to this website this
is just going to be a direct link to the site it’s not an affiliate link I don’t
make any money if you guys join. So you can come straight to the site if you’re
watching the video the link will be in the
description below. Alright so let’s go down here and as you can see on the left
if this is what I love about this card access to higher credit line. Get access
to a higher credit line after making your first five monthly payments on time.
That was one of the huge reasons for me to get the card because like when they
sent it out in the mail I was like okay that’s kind of cool. You know they’re
sending out their marketing right and I saw that I was like whoa access to
higher credit line after just five monthly payments that’s really cool and
that really encouraged me to get started because you know I was interested in
having a higher credit line of course. But having a higher credit line is
actually good for your credit score. So that’s really good,
there’s a little credit score that they provide for you with credit wise. It’s
not the most accurate depiction of your credit score but it’s it’s based on a
different scoring model as what I should say right. So there’s like the Vantage
3.0 scoring model versus the FICO scoring model that’s totally different.
Okay so the next thing says fraud coverage you’re covered by $0 for odd
liability if your card is ever lost or stolen. This means you will not be
responsible for fraudulent purchases and of course there’s the mobile app. I love
the mobile app I get on here and pay my bill all the time I never get online I
just get on the mobile app and pay my bill from my bank and it’s good to go.
Alright so as you can see here there’s a platinum Platinum MasterCard
benefits right there’s extended warranty. You’ll get an additional extended
protection at no cost on items that you purchase with your credit card. That’s
pretty cool there’s auto rental insurance to rent a card with a credit
card and you can you can be covered for the damage due to collision or theft. So
that’s really cool in general when I rent a card I always decline the
insurance because I’m like now I’m good when in reality actually always get the
insurance. There’s travel accident insurance get automatic insurance for a
loss of life or limb at no extra charge
when you use the credit card to purchase your fare. That’s funny loss of life or
limit no one charge. That’s pretty scary okay
then there’s 24-hour travel assistance services if your credit card is lost or
stolen you can get an emergency card replacement and a cash advance.
There’s also 24-hour roadside assistance if your car ever breaks down or if you
get locked out. Call us and we’ll send someone to rescue or someone to the
rescue. And then there’s price protection, price
protection it says reimburses you the difference in price on eligible items
should you find a lower price for the same item within 60 days from the date
of purchase when you pay with your credit card. And those are actually some
good benefits guys – getting the card like I said once again this card has no
annual fee and it’s a great card you will be able to access a higher credit
line after five months of paying on time. That’s really good and more importantly
the reviews kind of speak for themselves. Like I said 8500 people gave a
review on this card and it’s almost a complete full five stars. So if you’re
interested in this card definitely go to the website and check it out I’ll see
you guys back in the video in just one second.
Thanks again for watching this video on the Capital One platinum card this card
has been really really good to me. Since I’ve gotten this car which was four
years ago I actually upgraded this card for the Capital One platinum card to the
capital one Savor card and I also have the Quicksilver card. I’ve had that car for a
little over 3 years like maybe three and a half years. So those are the two credit
cards that I have currently the Capital One so I’ve had a great experience. If
you have any questions about the Capital One platinum card please be sure to
leave comments below and I will answer them as soon as I see them. Thanks again
for watching this video if you haven’t subscribed to the channel please do so
because on this channel we talk about everything you need to know about credit.
Whether you’re looking to establish credit, build credit, rebuild credit or
learn more about the FICO score and how it is comprised so you can crease your
credit score. If this sounds like something in which you’re interested be
sure to subscribe and click the bells so you don’t miss a thing. Thanks again for
watching, I’ll see you guys in another video.
Until next time take care and be blessed. peace!

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